On 27 June 2019, the following article was published by RTL News: “This group of friends is saving €300,000 for their dream holiday (in 2045).” It tells the story of two friends who decide to save for their dream trip along with the rest of their friend group.

It started as a funny idea on a drunken evening, to save for a cruise to Bora Bora. But after that night, the friends decided to get serious about it. They saw it as a fun way to keep their friend group together, a shared activity that maintains the bonds between the friends. Because after so many years, a lot can change. After an inventory, the group eventually included 4 single men and 9 couples.

Money Management

Next, they had to figure out how they would manage this money. “That was really quite a search. There is actually no savings option for groups, and it's a lot of money, so there is a risk involved. We didn't want that.” They decided to register as an association with the Chamber of Commerce and to work with a bank.

It was agreed that everyone would save €40 per month, which eventually leads to an amount of €12,000 per person. They don't yet know exactly what they will spend the money on in Bora Bora. But the target amount is there. Because in the end, the group is more about the enjoyment of the process than the travel destination itself.

Take Action

The message is clear: don’t just stick to ideas but take action to make them a reality. Calculate the target amount you need and how much you can contribute monthly or annually. And then the good news: it is no longer necessary to form an association and work with a bank, like this group did. Because with Potje, you can easily save with a group while everyone keeps track of their contributions. So what are you waiting for? Make your dreams concrete and download the app together with your friends.